Regardless of your shopping preferences, as a consumer, you would be waiting with bated breath for those big shopping days that e-commerce platforms and retail outlets often announce with megaphones and massive billboards. Indian consumers are inherently price-conscious, and we often consider each and every aspect before spending our hard-earned money. More recently, greater emphasis has been placed on consumers being “smarter”, than being thrifty.
Smart shoppers are those that utilize every offer and discount that is provided to them while shopping. This could be through promo codes, coupons, discounts and offers provided on certain bank’s credit or debit cards, or even offers provided on payments through e-wallets and UPI transactions.
One of the more popular ways to enjoy a truly unparalleled shopping experience today is by using the Bajaj Finserv EMI Network Card. By shopping on the EMI Network, consumers can purchase their favorite items, regardless of how expensive it is, without worrying about the costs involved. Considering we had faced a rough 2020, with most of us now being extremely cautious about our finances, and how the rest of the year will pan out economy-wise, shopping during the festive season without having to fret about our bank balance is something all of us would embrace.
The Bajaj Finserv EMI Network Card comes with a pre-approved loan of up to Rs. 4 lakh, and you can purchase your favourite big-ticket items on the EMI Network without making any down payment. The EMI Network Card allows consumers to shop for their favourite items, such as electronic gadgets and appliances in convenient monthly instalments, while choosing their preferred repayment terms.
This essentially means that you can follow a ‘buy now, pay later’ plan while purchasing the product. Bajaj Finserv has partnered with over one lakh offline and online stores, located in more than 1,900 cities across the country. Consumers can walk into any of the partner stores, such as Croma, Reliance Digital and Sargam Electronics, and purchase their favourite items on easy EMIs.
If you do not own an EMI Network Card, applying for the Bajaj EMI Card is easy. You can either apply online through the Experia portal, by filling in the form and submitting a few documents, or you can apply offline at any of Bajaj Finserv’s partner stores while purchasing a new product.
All you have to do is select your preferred repayment terms while checking out, submit a few basic documents, such as your KYC details, an ECS mandate and a cancelled cheque, and get access to the EMI Network Card digitally on the Bajaj Finserv Wallet app. Upon doing so, you can walk out of the store with your new gadget or appliance after choosing the repayment terms. You will receive the physical card within 8 weeks from the date of application, while you can repay the amount in easy EMIs.
By using the Bajaj Finserv EMI Network Card, you can also opt to purchase the product on No Cost EMIs, without having to pay any interest rates, processing fees or hidden charges. You can truly enjoy those big shopping days by shopping on the EMI Network, which puts little to no strain on your finances.
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