"Autism", can be generally defined as a developmental disorder that primarily affects children at very young age or right from birth. In most of the cases, this disorder is primarily found at the early months of child's life. The major drawback of this type of disorder is it results in the deviance from, and the delay in the normal patterns of child's development. Usually, a child having this development order might face problems in different areas of behavior like language and communication, social interaction along with daily activities or interests. Now, when problems occur in all these three areas of development, and at a severe degree than the natural variations anticipated in an ordinary child, the unique pattern of autism becomes evident.
Today if we look at the present scenario, autism is one of the major problems that have grown rapidly in the United States. As per the recent study conducted by the leading healthcare experts, the frequency of parent-reported rates of autism was raised higher than the earlier approximation. Specifically, it was found that around 1.1% of all children aged from 3 to 17 had autism. In fact, the most striking indication is that earlier the estimation was made approximately 1 in 150, but the current study shows 1 in 91 children are suffering from autism.
The exact reason or the real cause of autism still remains unknown; though the recent theory point towards a difficulty that generally affects the functioning of the central nervous system. Children with autism actually require a complete evaluation and specialized educational and behavioral programs. Early identification and educational programs can be very effective to allow interventions that need to be implemented for curing autism. These days many schools are offering early childhood educational programs. The idea is based on the premise where young children with special needs and learners engage properly and learn experiences that can help them lead rewarding lives.
The early childhood education program can help you learn more about instructional assistance for your young children or students that require special needs. The program can help you in improving the lives of children facing different problems due to autism through concentrated education. The best benefit of an early childhood education program is it generally follows a scientist-practitioner model where the process of applied behavior analysis is balanced and completed by research. The focus of the program basically revolves around the child and mostly emphasizes the progressive development and explanation of important abilities and skills.
The main problem for children with autism is not that they cannot be taught, but they are impaired in their social functioning. It is because of this reason, children with Autism, should spend as more time out in a general education setting as possible. Recent studies have constantly shown that the earlier we begin working with a student with Autism, the chances gets better are for developing necessary social skills primarily required to live an independent mature life.
Although there is no cure for autism, but following a suitable specialized treatment provided early in life like early childhood education program can have the encouraging impact on the child's development. It may help in an overall reduction in disruptive behaviors and autism symptoms.
You can begin by opening an educational savings account. You can deposit up to $2000 annually per child into such an account. This is a combined total, so any money from grandparents or other interested parties is placed in this account and cannot exceed $2000 a year. The money is not pre-tax, but it can be withdrawn tax-free as long as it is spent on educational expenses.
Educational expenses are determined to be books, fees, supplies, tuition, room and board, and anything directly associated with your child's education as long as he or she is at least a part time student.
If, for some reason, all of the funds in the account are not used, you can have the account pay out to the beneficiary up to age thirty. Penalties and taxes will attach to this accommodation. Your other alternative, should you not use up all the educational funds, is to roll over the account to the next child coming of college age.
If you begin this sort of plan upon the birth of your child, you should realize more than enough growth from your investment to put your child through school and tap out the rest of the fund as a fine graduation present. While the money you deposit into this type of fund is not tax- deductible, its growth is. As long as the funds are all used for educational expenses, none of the profit your account realizes through investment is taxable. This is a nice way to prepare for your child's future.
There are credit card programs that pay bonuses into children's college funds as a promotion and often companies and corporations will make donations into an employee's child's fund as well. Anything you can do to help your child's education fund grow now will be a savings and security for the future.
To help you gainfully secure that future, you might want to talk to a financial planner about preparing the way for your child's college education. It is never too early to start saving for your child's future.
You can secure the future of your children by providing finances for their college education. If you go on building educational savings account, that will be a nice gift to your child. Here are some steps to build it systematically provided by Chintamani Abhyankar.
Chintamani Abhyankar, is a well known expert in the field of finance and taxation for last 25 years. He has written many books explaining inside secrets of the magic world of personal finance.
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