5 Surprises In Travel-Insurance Small Print

Author : jackiehan
Publish Date : 2020-11-07


5 Surprises In Travel-Insurance Small Print

Unfortunately, travel insurance is an additional expense but an important one. It helps you cover unforeseen situations like flight cancellations, lost possessions, and medical costs. However, it can be tricky to choose the best policy. Sometimes, the details are too complex that they can compromise your claims if the situation calls for it. For your guidance, here are five surprises travel insurance small prints that you should know.

1. No claims for undeclared medical history

If you have medical conditions, it is important to disclose such information to your insurance agent. But you have to expect an increase in the insurance coverage cost once they know about your health issues. It is one of the reasons why some travelers choose to hide their pre-existing conditions. However, failing to give your medical history to your insurer may result in getting your claims denied. If possible, disclose every detail about your health. Your policy will cover your medical expenses if something happens to your while traveling.

2. Coverage for lost possessions

Be diligent in checking the insurance small prints and make sure that your chosen policy covers lost or stolen possessions. It is especially helpful if you're traveling with a large sum of money. Many travel insurance policies only have coverage for money that is accidentally lost, stolen, or has gone missing. There is also coverage for lost or missing cash that has been kept in your room's safety box.

 

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